Buying a home as a self-employed person is often a two-fold challenge: first, you have to find a home (and neighborhood) that fits your unique professional needs, as well as your not-so-traditional schedule and working style. And second, you have to find a lender who will help you finance that purchase.

We at Sunray have you covered for the latter (in fact, we specialize in self-employed loans), but what about that second part? How do you find that perfect-fit community that can feed your 24-7 coffee habit without breaking the bank or requiring a roommate?

We can help with that, too. Taking into account local real estate, co-working space locations and, of course, quality coffee spots, we’ve rounded up the absolute best neighborhoods for self-employed workers in Dallas.

If you are self-employed and looking to buy a home, here are five areas you might want to consider:


Grapevine, as well as surrounding areas like Southlake and Flower Mound, are great options for self-employed buyers with families. They boast great schools, amazing neighborhood amenities and quality real estate options. There’s also a WorkSuites co-working space in the area, and the city’s quaint downtown square offers up plenty of places to work on the go. From sandwich shops to coffee bars, the options are endless.

Las Colinas

Las Colinas is another Dallas suburb ideal for self-employed workers. Home to a number of Fortune 1000 companies, as well as a WeWork co-working space, it’s a popular place to do business in the Metroplex. Overall, the city leans younger, with an average age of just 31. From a homebuyer’s perspective, it offers literally all the options: buy a one- or two-bedroom condo if you’re single or want to save on cash, or spring for single-family home for a solid long-term investment. The best part? According to Zillow, 23% of Las Colinas listings have seen a price cut lately.

Victory Park

If you’re looking for more of a downtown feel, then Victory Park is your answer. There aren’t single-family homes in the area, but condos and high-rise apartment units run the gamut. The best part? You’re just a block or two away from the city’s best sports, nightlight and dining. Public transport options are endless and convenient, and a WeWork co-working space is nestled right within the community.


Addison is another North Dallas suburb that’s a great choice for the self-employed. Like Las Colinas, the homebuying options are countless. Buy a small condo or two-bedroom property if you’re flying solo or look to more spacious properties in the surrounding communities of Carrollton, Farmers Branch or Lewisville. All give you access to great school districts, the city’s best shopping (The Galleria is located here) and two co-working spots by way of ServCorp and WorkSuites. There are even a number of community colleges in the area if you want to take a class or brush up on your skills.

Deep Ellum

If you’re the artsy type, Deep Ellum is the Dallas spot for you. A newly revitalized community, the neighborhood boasts a bustling music, art and dining scene that both single homebuyers and families are flocking to. Truss offers co-working space in the area, but it’s likely not necessary; the community is brimming with WiFi-friendly coffee shops and all-hours diners.

Need a Self-employed Mortgage?

If you’re self employed and considering a home purchase in one of these Dallas neighborhoods (or beyond), then you might want to learn about your mortgage options by reading our Guide to Self Employed Mortgages. Our loan officers specialize in self-employed mortgage loans, and we’re here to help make the process easy, simple and affordable. Contact us today to learn more or get pre-approved.

Contact Michael

Michael DiLucchio

Michael is a Loan Expert at Sunray Mortgage. He helped over 100 Texas home buyers in the last 12 months to find the right home loan for their situation. He specializes in first time home buyers, self-employed borrowers, bank statement loans, jumbo loans, and refinance loans.