Thanks to self-employed mortgage loans, it’s getting easier and easier for entrepreneurs and freelancers to buy a home.

The one hold-up many self-employed pros still face? Finding that perfect-fit neighborhood.

Self-employed homebuyers, of course, want the standards — a spacious property, good schools, and a safe, crime-free neighborhood. But more than that, they also need homes that help further their careers. That means a place with easy access to co-working spots, coffee shops, educational resources and more, as well as affordable housing that won’t wreak havoc when income ebbs and flows.

Are you a self-employed professional looking to buy a home in Fort Worth? Here are the top spots you’ll want to consider:

University Place

It doesn’t get better than the University Place-University West community. Boasting beautiful, historic homes, top-notch schools and tons of great study and work spots (largely thanks to nearby TCU), it’s a slam-dunk for freelancers and entrepreneurs alike. The neighborhood is also home to tons of co-working facilities, including Cultivate Workspace, Ensemble Coworking, IDEA Works FW and plenty of Starbucks locations.


If walkability is a priority, then Fairmount is your place. Full of charming, affordable real estate, loads of mom-and-pop shops, and a number of parks, food trucks, restaurants and more, it’s one of the most accessible communities in Fort Worth. It’s also home to Ensemble Coworking, Craftwork Coffee and Avoca Coffee — all great spots to get some work done on the go.


For self-employed pros with families, Benbrook is the spot to look. A south Fort Worth community with a small-town feel, Benbrook has some of the city’s most affordable real estate (think mid-$100s and up!), as well as highly rated schools. There’s also a WeWork co-working space in the area, a library and tons other local resources to take advantage of.

Arlington Heights

If access to culture, co-working and family-friendly amenities is important, then Arlington Heights might be your answer. Nestled just west of the Cultural District, the community offers easy access to the zoo, various art, science and history museums, a number of parks, the botanic garden and the local rodeo. Co-working spots in the area include coLAB Workspace, Common Desk, Regus and 76107 Collective. Nearby Camp Bowie offers a plethora of restaurants, shops and businesses in all shapes and sizes. Downtown Fort Worth is also just a few minutes down the road.


The Historic Southside neighborhood is quickly becoming one of the area’s hottest spots to call home. Home to historic real estate, a number of hospitals and medical facilities, and many of the city’s most popular restaurants and bars, Southside offers the best of all worlds. There are also co-working spots in the area by way of IDEA Works FW and Backlot Studio & Workspace. Homes, condos, lofts and other real estate options abound, so there’s something for all preferences and budgets.


Fort Worth’s downtown area is another great spot to put down roots, especially if networking is of importance. Life in downtown means easy access to the Fort Worth Convention Center, Tarrant County College and numerous public transit options. There are also the WeWork and Regus coworking spaces, not to mention Sunset Square, which boasts many of the city’s top-rated eateries and shops.

Buying a Home in Fort Worth?

If you’re a self-employed professional looking to buy a home in Fort Worth, you might want to learn about your mortgage options by reading our Guide to Self Employed Mortgages. At Sunray Mortgage, we know self-employed mortgage loans and we know Fort Worth. Contact one of our loan officers today to get your home search off the ground.


Contact Michael

Michael DiLucchio

Michael is a Loan Expert at Sunray Mortgage. He helped over 100 Texas home buyers in the last 12 months to find the right home loan for their situation. He specializes in first time home buyers, self-employed borrowers, bank statement loans, jumbo loans, and refinance loans.